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The most bizarre insurance claims.

Insurance and humour don’t usually go together, but with thousands of insurance claims received by Legacy every year, there are bound to emerge some entertaining and unbelievable stories. We thought that it might be interesting to dig up some of the strangest statements made during the claims process. Unbelievable? Believe it or not!

  1. The invisible car:

One gentleman claimed that the accident that he was involved in occurred because he was admiring the lady in the car next to him when an invisible car crashed into his and then “suddenly disappeared”. We wonder if the lady was also not paying attention to her surroundings or if she noticed him…

  1. Hold your horses:

Another reported that when he was about to pass the parked cars, he could not see the horse in front of him but he heard a big bump and then the car “just went over the horse”. We guess sometimes mysterious cars as well as horses just appear and disappear out of nowhere.

  1. Run Forest, Run!

Another unfortunate incident involving an animal occurred when a client hit a buck. When we asked him if he hit the buck, he replied: “I don’t know if I hit the buck or if the buck hit me, we were both running”.

  1. Don’t stop me now, I’m on a roll…

The last story sounds so ridiculous, one seriously needs to ask the question: “How is this even possible?” In a series of very unfortunate events, a gentleman who was involved in a fender bender with the car in front of him, reversed slightly in an attempt to assess the damage to the vehicles. As he backed his car up, he crashed into the vehicle behind him too. Bewildered and in shock, he opened his car door, only to knock a passing cyclist off his bicycle. This sounds too crazy to be true, but there were witnesses who could attest to the events. Let’s just hope that he went home after that and stayed there for the rest of the day.

Although some of these claims might sound incredibly odd, there’s no doubt that getting caught in a sticky situation like one of these, can be stressful and upsetting. Make sure that you have a good motor vehicle policy to prepare you for any unexpected situations.

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